to get Ins. work , you just need to bend over , waaay over .... and putup with a bad taste in your mouth.
On the serious side .... Here the customer say's where he'd like his car fixed and Ins. sends me an info sheet (claim # etc.). Customer then comes in and I take 6 pictures and write a sheet , which I then email (pic's and estimate) , to a desk appraiser , who then rewrites it to his liking (lowers labour rates & material costs, etc.) , and he sends it back. Then when the jobs done I suppliment for extras , and he sends me another sheet (final suppliment)
Then I invoice the Ins. Co. and wait for 2 months to get paid
Careful what you wish for